Pioneering a path through paperwork and tax codes

Our Mission Statement

Harding Bell International will exceed our clients expectations by delivering exceptional quality and service through knowledge, honesty, integrity and professional excellence. We will provide to our employees a healthy, positive environment to work in, while empowering them with the tools, knowledge, education and training to be experts in their field. We will continue to be a leader in our industry by maintaining state of the art technology and facilities while conducting our business ethically, responsively and professionally.

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Alan Harding


Alan has been involved in business development and marketing strategies with a number of multinational corporations since the mid 80s. Recognizing the need for education in the U.S. investment and vacation home industry, Alan has developed strong relationships within local and state authorities to ensure clients receive the latest information and best individualized service. Alan along with his wife Susan enjoy family life with their two sons, Daniel and Adam – a young man with special needs. They are both actively involved in fundraising and membership for various charities including Relay for Life for the American Cancer Society, Noah’s Ark and Circle of Friends, organizations which provide enhancement to the lives of children and adults with physical and/or developmental disabilities.


Susan Harding


Susan has been in accounting since 1990 working in the U.K. in the commercial sector of computer and associated products for large corporations. Since moving to Florida in 1999 she has been involved in directing and developing tax and compliance services for non-resident owners of US investment and rental property at local, state and federal levels; information and education to title companies, management companies and realtor groups.

Matt Bell

Matthew L. Bell, CPA


Graduated Magna Cum Laude from Warner University with a fifth year of accounting from Florida Southern College.


Matt has been in public accounting since 1997 and received his qualification as a Certified Public Accountant in March 2002.  During this time, Matt has worked extensively in the area of domestic and foreign tax planning for U.S. businesses and foreign investors in U.S. real estate.  During his free time, Matt enjoys spending time with his family at church activities, playing soccer, and exploring the outdoors.

Professional Memberships:

American Institute of Certified Public Accountants
Florida Institute of Certified Public Accountants

Steve Bell

Stephen H. Bell Jr


Graduated from Webber International University with B.S. in Accounting.
Graduated from Toccoa Falls College with B.A. in Biblical Studies.


Steve, a native Floridian,  has been in public accounting since 2004 working with individuals, corporations, small businesses, and non-resident aliens and foreign corporations investing in U.S. real property and business. Prior to this he had 12+ years of extensive management experience with several large corporations.  He spends his free time with his wife and two boys enjoying the outdoors, attending his boys sporting events, and being involved in his local church.

Nena Mahlum


Bachelor of Science in Business Administration with a concentration in Accounting, Bachelor of Science in Business Administration with a concentration in Marketing, Master of Business Administration with an emphasis in International Business from Webber International University.


Nena Hoppes Mahlum has been with Harding Bell International, Inc. since August 2012 and currently serves as head of our FIRPTA Department. Nena is a Registered Tax Return Preparer (RTRP) and one of five IRS designated Certifying Acceptance Agents (CAA)  at Hardings. Nena is a native Floridian, who currently resides in Kissimmee with her husband and son.

Sheila Nicsinger


Master of Business Administration degree in Accounting from Webber International University


Sheila joined Harding Bell International, Inc. in August 2012 and currently serves as supervisor to our team of tax preparers. She is an Enrolled Agent (EA), the highest credential offered by the US Department of the Treasury, which authorizes unrestricted practice rights before the IRS. She is also one of five IRS designated Certifying Acceptance Agents (CAA) at Harding & Associates. She has been a professional tax preparer for more than ten years.Sheila moved to Florida in 1996 and currently resides in Winter Haven with her husband. She enjoys exercising and spending time with her three grandchildren.

Our Team



Matthew Bell, CPA

Stephen Bell

Alan Harding

Susan Harding


US Individual Income Tax Return Preparation
Domestic & Foreign Partnership & Corporation Tax Preparation

Geoff Hammond, Chartered Accountant & Enrolled Agent

Heather Barr

Tammy Elam, CPA

Diana Gutierrez

Eric Herbert

Jennifer Johnson

Lee Ann Martin

Kevin O’Leary, CPA

Stuart Snedden


Nonresident Individual Tax Return Preparation 

Sheila Nicsinger, Enrolled Agent

Krystal Huyler

Marla Mongiove

Sheila Moreland

Angel Ortiz

Barb Romaniello

Hope Turley
Sabrina Xin, Enrolled Agent


FIRPTA Submissions

Nena Mahlum

Ashley Doyle

Shauna Gann

Denise Negron


Client Services & Administration

Karen Blandford

Claudia Bell

Vanessa Miranda

Kerry Moreland

Amy Romaniello

Brittany Scruggs


Business Development

Frank Nicsinger

Cathy Pyznar-Davis

Telephone +1 (863) 968-1010Facsimile +1 (863) 968-1020

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